* Financial Advisor

Park Avenue Securities, LLC

262.860.1180  ext. 226

My goal in working with clients is...

 

..to strategize for and then teach how to improve their financial situation without any additional out of pocket costs. This commonsense approach is a counterintuitive but very educational way to teach clients important, basic principles in money management.

Even in the shadows, there is light. -- Unknown



The IRS penalty for not taking out the required minimum distribution (RMD) is 50% of the monies you were required to take out.

 

Source: IRS form 5329, line 53

 
RETIREMENT INCOME
A strategic approach...
Boomer’s Retirement Bust
Boomer’s Retirement Bust
10 Threats to Your Retirement
LIFE INSURANCE
The macro-economic approach
Human Capital
Human capital is the undeniable wealth of contribution that each and every person has within, which benefits the many. As Adam Smith was quoted over 200 years ago, “Individual ambition favors the common good.”
401(k) & IRAs
The 401(k) myth...
The 401(k) Myth
Has your 401(k) and IRAs shrunk by double digits recently? With time these qualified plan investments could come back, since historically the markets are cyclical.
ANNUITIES
These are NOT your grandparents' annuities
Retirement Income Strategies and Buckets
Retirement Income Strategies and Buckets

You’ve heard of a bucket list. How about a bucket strategy? A systematic way of planning out your income, with a good amount of certainty, for years to come.


TAX BALANCE
Let's talk holistic...
Tax Diversification
In personal finances, we only have one shot at getting it right. Diversification is important, isn’t it? But what type is most important?
 
 

chris_wacker@glic.com | 262-860-1180 ext. 226

Chris Wacker is insurance licensed in: Wisconsin, Illinois, Michigan, Colorado, Kansas and Texas.

Neither Guardian, nor its subsidiaries, agents or employees give tax or legal advice.
You should consult your tax or legal advisor regarding your individual situation.